Financial regulations and practices: Implications of financial regulatory reforms for Asia

Post-global financial crisis, we have seen a whole slew of regulations intended to curb observed excesses in financial practices, such as unhealthy leverage, RWA over-optimisation, balance sheet management excesses, et cetera. These regulations will shape financial practices going forward. With retail investors and consumer protection in mind, stronger oversight of sales practices for investment products would be welcomed. On the other hand, these regulations would also alter the incentive structure for banks, with macro implications. What is the downside risk of the real economy being impacted? This seminar on the topic of "Financial regulations and practices: Implications of financial regulatory reforms for Asia" discusses the potential impact of similar constraining measures of the local central bank, as regulator, on bank financing for real estate purchases, auto loans and unsecured credit within the Singapore context. The event by Sim Kee Boon Institute for Financial Economics - Centre for Asset Securitisation and Management in Asia at Singapore Management University, sees esteemed speakers such as Robert Prugue, Senior Managing Director and Head of Asia-Pacific, Lazard Asset Management, Philip Fernandez, Corporate Treasurer of DBS Group, and Fock Siew Tong, Visting Professor of Finance, Lee Kong Chian School of Business, sharing their views. For more information regarding the event, visit http://skbi.smu.edu.sg/events/2013/11/12/financial-regulations-and-practices-implications-financial-regulatory-reforms-asia