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(www.abndigital.com) South Africa has fallen in a global economic freedom index due to a swathe of new regulations, including the National Credit Act, the Consumer Protection Act and rules for financial bodies. The country has fallen 12 places to 82 out of 141 countries. A decade ago, South Africa sat at number 42. So should we be concerned. Joining me with his view is Neil Emerick, council member at the Free Market Foundation.